SOC 2 Type II • ISO 27001 • PCI DSS

Lift approval rates and cut fraud losses—without extra headcount

PaymentFlow routes payments intelligently, fights fraud in real time, and closes your books on schedule. See measurable results in 30 days.

Live sandbox
No obligation
Avg. setup 14 days

Payment Performance

Live
94.2%
Approval Rate
+7.8% vs baseline
0.18%
Chargeback Rate
-41% reduction
127ms
Avg. Latency
p95: 245ms
2hrs
Reconciliation
vs 2 days before

Built for fintech leaders who demand results

Every feature designed to lift revenue, reduce risk, and accelerate your roadmap.

Higher approvals

+7.8% lift via ML-powered issuer routing and behavioral signals.

Lower fraud & chargebacks

-41% with real-time risk scoring and intelligent step-up authentication.

Faster time-to-revenue

Go live in 14 days with prebuilt connectors to major processors and PSPs.

Total cost clarity

Transparent volume-based pricing with no gateway lock-in or hidden fees.

Enterprise-grade security

SOC 2 Type II, ISO 27001, PCI DSS Level 1 certified infrastructure.

Trusted by leading fintech companies

Stripe
Plaid
Adyen
Checkout.com
Visa
Mastercard
Sarah Chen
"PaymentFlow helped us lift approval rates by 8.3% in the first month while cutting fraud losses in half. The ROI was immediate and the integration was seamless."
Sarah Chen
VP of Payments, NeoBank
G2 High Performer 2025 Visa Technology Partner Mastercard Accelerate

Turn payment challenges into competitive advantages

See how PaymentFlow solves the problems holding your revenue back.

Pain Point
Approval rates stalled at 86%
Solution
Intelligent issuer network routing with real-time BIN health monitoring
+7.8% approval lift
Pain Point
Fraud ops team overloaded with manual reviews
Solution
ML-powered risk engine with automated case queue and policy builder
-65% manual review volume
Pain Point
Settlement & reconciliation taking 2+ days
Solution
Automated payout scheduler with multi-currency support and GL export
Close books in 2 hours
Pain Point
Compliance audits consuming weeks of engineering time
Solution
Built-in audit trails, consent logs, and role-based access controls
80% faster audit prep

How it works

From integration to production in three simple steps. Most customers go live in 14 days.

01

Connect

Link your processors, PSPs, payment cores, and CRMs via our prebuilt integrations or REST API.

02

Configure

Set policies, limits, risk rules, and webhooks. Test everything in our sandbox environment.

03

Deploy & Measure

Go live with full observability: p95 latency, approval lift, fraud rate, and revenue impact.

Everything you need to optimize payments

Enterprise features that scale with your business, from startup to IPO.

Smart Routing & Tokenization

Optimize payment success by BIN range, region, issuer health, and transaction type. Network tokenization included.

Real-time Risk & Step-up

Device fingerprinting, behavioral signals, and network intelligence with 3DS2 orchestration.

Reconciliation & Payouts

Multi-currency settlement, automated GL export, and scheduled payouts with full audit trails.

Compliance Workspace

Audit logs, consent management, data retention policies, and role-based access controls.

Developer-first APIs

REST & GraphQL APIs, SDKs for 8 languages, webhooks, clear SLAs, and comprehensive examples.

Real-time Analytics

Live dashboards for approval rates, fraud metrics, latency, and revenue impact with custom alerts.

Enterprise security & compliance

Built to meet the highest standards for financial data protection and regulatory compliance.

SOC 2 Type II
ISO 27001
PCI DSS Level 1
GDPR & CCPA

Data Protection & Privacy

Encryption

AES-256 encryption at rest, TLS 1.3 in transit. Hardware security modules (HSM) for key management.

Data Residency

Choose US, EU, or multi-region deployment. Data never leaves your selected region.

Access Controls

Role-based access, SSO/SAML support, audit logs for all data access and modifications.

Compliance

PSD2, Open Banking, GDPR, CCPA compliant. Annual pen tests and security audits.

Integrates with your existing stack

Prebuilt connectors to major processors, PSPs, and data platforms. Custom integrations via REST API.

Stripe
Payment Processor
Adyen
Payment Processor
Checkout.com
Payment Processor
Plaid
Banking Data
Tink
Open Banking
Visa
Network Tokenization
Mastercard
Network Tokenization
Salesforce
CRM
Snowflake
Data Warehouse
BigQuery
Data Warehouse
Kafka
Event Streaming
Segment
Customer Data

Don't see your integration? View API documentation

Calculate your potential ROI

See how much revenue you could unlock with PaymentFlow.

Projected Monthly Impact

Additional Revenue (7.8% lift)
$78,000
Fraud Savings (41% reduction)
$2,050
Total Monthly Lift
$80,050

See your exact model in the demo →

Book your personalized demo

See PaymentFlow in action with your own data. We'll show you exactly how much you can lift approvals and reduce fraud.

We reply within 2 hours during business hours. No spam, ever.

Transparent, volume-based pricing

Pay only for what you use. No setup fees, no gateway lock-in, no surprises.

What's included

  • Smart routing & tokenization
  • Real-time fraud detection
  • Reconciliation & payouts
  • Compliance workspace
  • REST & GraphQL APIs
  • Live dashboards & alerts
  • Sandbox environment
  • Email & Slack support
Pricing Model
Volume-tiered

Pricing scales with your monthly payment volume. Lower rates as you grow.

No setup fees
Free sandbox
Cancel anytime

Get a custom quote tailored to your volume and requirements in the demo.

Proven results across fintech

See how leading companies use PaymentFlow to drive measurable business outcomes.

+7.8% approval rate in 30 days
NeoBank

Leading digital bank lifted approval rates while maintaining fraud controls.

Read full case study
-41% chargeback losses
PayTech Solutions

Payment processor reduced fraud losses without impacting customer experience.

Read full case study
Reconciliation time: 2 days → 2 hours
FinanceFlow

Multi-currency platform automated settlement and GL export processes.

Read full case study

Frequently asked questions

Common questions from risk leaders, CFOs, and procurement teams.

Data is encrypted at rest (AES-256) and in transit (TLS 1.3), stored in SOC 2 Type II certified data centers. You can choose US, EU, or multi-region deployment. Data never leaves your selected region.

We are PCI DSS Level 1 certified. Card data is tokenized immediately and never stored in plaintext. We support network tokenization from Visa and Mastercard for enhanced security.

99.95% uptime SLA with real-time status monitoring. We provide a public status page and proactive incident notifications via email and Slack.

Most customers go live in 14 days. Integration typically requires 2-3 days of engineering time using our prebuilt connectors and SDKs. We provide dedicated onboarding support.

We support 135+ currencies and operate in North America, Europe, APAC, and Latin America. Multi-currency settlement and automated FX conversion included.

Volume-tiered pricing based on monthly payment volume. No setup fees, no minimums, no gateway lock-in. Pricing scales down as your volume grows. Get a custom quote in the demo.

Yes. We conduct annual penetration tests and security audits. Reports are available under NDA during the procurement process. We also support customer security questionnaires.

Email and Slack support with 2-hour response time during business hours. Enterprise customers get dedicated Slack channels and phone support with 1-hour SLA.

Yes. We provide a standard DPA (Data Processing Agreement) and can accommodate reasonable MSA redlines. Our legal team works with yours during procurement.

You can export all your data at any time via API or bulk export. No lock-in, no penalties. We provide migration support to ensure smooth transitions.

See your approval lift on a live dashboard

Bring your numbers—we'll show your potential lift in 30 minutes. No obligation, no sales pressure.

Book a Demo
Book a Demo